Bob is the right agent. As I was approaching Medicare age, I began doing a ton of research on my own. That included personally interviewing a handful of local Medicare Insurance agents. While I’m probably a bit extreme with my standards, I ruled out many because they didn’t know even as much as I did from my own research, and a few actually answered with false info. Bob was extremely knowledgable and get this – one of the things I really liked was when I asked a crazy question, and if he didn’t know the answer he promised to find out and get back to me…AND then actually did get back to me with the true info, and this happened at least a couple of of times. I consider myself a very good judge of credibility. And Bob met my high standards; the others did not. So Bob’s my agent.